ATTENTION: In 2015, federal
banking regulators directed the Paying Agent to complete the mailing of replacement
checks to all borrowers who had not yet cashed their checks. Borrowers of Federal
Reserve regulated servicers who have not yet cashed their checks may still be able
to cash their checks and are encouraged to cash them as soon as possible. The deadline
to request a payment to be reissued, a change of payee, or separate checks for each
payee has passed for all servicers.
If your servicer was Aurora, Bank of America, Citibank, MetLife Bank, PNC, Sovereign
(now known as Santander Bank), US Bank, or Wells Fargo, and your check was not cashed,
the funds will be transferred to your state’s unclaimed property division. To confirm
which state your payment will be sent to early in 2016, please call the Paying Agent
at 1-888-952-9105.
If your servicer was GMAC Mortgage, Goldman Sachs/Litton Loan Servicing, Morgan
Stanley/Saxon Mortgage Services, or SunTrust, all outstanding checks, regardless
of the date it was issued, will expire on March 31, 2016.
If your servicer was HSBC or JPMorgan Chase, please call the Paying Agent at 1-888-952-9105
regarding the status of your payment.
Borrowers who had a mortgage loan with EverBank/EverHome should contact the Paying
Agent, Epiq Systems at 1-877-819-9754.
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