Independent Foreclosure Review.  

As part of consent orders with federal banking regulators, the Office of the Comptroller of the Currency (OCC), the Office of Thrift Supervision (OTS), and the Board of Governors of the Federal Reserve System (FRB), the Independent Foreclosure Review was established to determine whether eligible homeowners suffered financial injury because of errors or other problems during their home foreclosure process between January 1, 2009 and December 31, 2010.

In January 2013, agreements between 13 mortgage servicers and federal banking regulators were reached that ended the Independent Foreclosure Review for those participating servicers. In the summer of 2013, GMAC Mortgage and EverBank also reached agreements with the federal banking regulators that ended the Independent Foreclosure Review for those servicers. The Agreement will result in all of the eligible borrowers for those servicers receiving a payment under the Agreement. The Agreement includes the following servicers and their affiliated mortgage companies. Click on the servicer name for more information:

 

For the servicers listed below that are not participating in the Independent Foreclosure Review Payment Agreement, the Independent Foreclosure Review process continues. Click on the servicer name for more information:

 

Para información en español, haga clic en el nombre de su
administrador de servicios hipotecarios de la lista arriba.

Assistance is available in over 200 languages, including: Chinese, Korean, Vietnamese, Tagalog, Hmong and Russian.

THE INDEPENDENT FORECLOSURE REVIEW IS FREE.
Watch out for scams—there is only one Independent Foreclosure Review.
Beware of anyone who asks you to pay a fee for any foreclosure review service
or to receive a payment under the Agreement.

For additional information, visit the Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Prevent Loan Scams, or the Loan Scam Alert websites.